IntelliGen Wealth Partners is an independent insurance and financial services organization built to give ambitious agents the contracts, training, and infrastructure to earn and grow at the highest level.
This isn't just a policy — it's a platform. We help clients create real financial security while giving agents a genuine opportunity to grow, lead, and earn at the highest level in the industry.
Work With UsEvery contract level, override, and promotion requirement is clearly defined. No surprises. You always know exactly where you stand and what it takes to level up.
We built a system that rewards production, not tenure. Hit your numbers for 2 consecutive months and you level up — automatically. No politics, no waiting rooms.
Scripts, objection handling, product knowledge, and live mentorship from leaders actively writing business. You'll never be handed a login and left to figure it out alone.
No captive contracts. Multi-carrier access. Your book of business is yours. IntelliGen gives you the infrastructure to build something that actually belongs to you.
Built by people who've walked the path — and who created the organization they wish had existed when they were starting out.
Three years ago, Todd A. and Angelique Padilla Hartog made a deliberate pivot — leaving behind a successful run owning and operating a chain of retail stores to build something more lasting in financial services. Angelique, a contract attorney by training, brought the legal precision and structural rigor that most agencies sorely lack. Todd brought the entrepreneurial drive and people-first leadership honed from years running high-volume consumer businesses. Together, they channeled everything they'd learned into IntelliGen Wealth Partners — an organization built on a single belief: that independent agents who work hard deserve access to the best contracts, the best training, and leadership that's genuinely invested in their success. They built IntelliGen to be the organization they wish had existed when they were starting out — transparent, generous, and built around people who want to win.
Todd C. Hartog is a licensed insurance agent and team leader with IntelliGen Wealth Partners. A Chapman University graduate with a degree in Finance and an MBA, Todd combines academic rigor with real-world sales execution. With a focus on life and health insurance, he brings a client-first approach and a drive to help families find real financial protection. He's also building his own downline of agents — and is actively looking for motivated people who want to join the team and build something of their own.
Schedule your state licensing exam. The booking fee is on you — it's the first investment in your new career.
We cover your $200 study course. Most agents are exam-ready in 7–10 days using our provided materials.
Pass your exam and apply for your state license. The state processing fee averages ~$100 and varies by state.
Complete contracting within 24 hours of receiving it, join the team channel, and start writing business immediately.
Transparent levels. No hidden requirements. The harder you build, the more you earn — up to 145%.
| $1,500,000 IP | 145% |
| $1,000,000 IP | 140% |
| $750,000 IP | 135% |
| $500,000 IP | 130% |
| $400,000 IP | 125% |
| $300,000 IP | 120% |
| $250,000 IP | 115% |
| $200,000 IP | 110% |
| $150,000 IP | 105% |
| $100,000 IP | 95% |
| $75,000 IP | 90% |
| $50,000 IP | 85% |
| $25,000 IP | 80% |
| $15,000 IP | 75% |
| $10,000 IP | 75% |
| $5,000 IP | 70% |
| $2,000 IP | 65% |
| Starting Contract | 65% |
Term, whole life, IUL, and final expense across top-rated carriers.
ACA marketplace, short-term medical, indemnity, and supplemental plans.
Medicare Advantage, Supplement (Medigap), and Part D drug plans.
Fixed and indexed annuities for retirement income and wealth protection.
Standalone and bundled dental and vision plans for individuals and families.
Short and long-term disability coverage for working professionals.
Employer-sponsored health, dental, vision, and life for businesses.
Simplified issue whole life for seniors 50–85. High close rates, strong commissions.
We've secured direct contracts with the most trusted names in life and health insurance — so you can offer clients the best products on the market and keep more of what you earn.
Hear from agents who joined IntelliGen and built something real.
Start at 65% with a clear path to 145%. You earn what you produce — no exceptions.
Recruit agents, build a downline, and earn overrides on everything your team writes.
Work with multiple carriers. Own your book. IntelliGen never locks you in.
Two months of hitting your numbers and you level up automatically. No waiting.
Scripts, live coaching, and product training from producers actively in the field today.
Licensing, carrier appointments, contracting, compliance — handled so you can sell.
Join IntelliGen Wealth Partners. Get access to top-tier contracts, real training, and a team invested in your success. We'll be in touch within 24 hours.
No spam. No pressure. Just a real conversation about your opportunity.